General What do we need to provide to get a proposal from Borden Perlman? We have an application on this website you can complete. The most important information to provide is the paid claims, premium, and current plan details. If you have questions, any member of our team can help you! What is meant by “excess” insurance? An excess plan can also be called a secondary plan which means it responds second after any other valid and collectible insurance (family, group, or personal health plan). Is off season conditioning covered under our athletic accident policy? Off season conditioning is covered as long as it is sponsored and supervised by your college or university.